mesothelioma lawyer

coverage: Part A: Everyone involved receives this. It covers inpatient care in hospitals, inpatient care in a nursing, hospice or home facility. Part B: Costs an additional premium each month and includes doctor visits, laboratory costs, medical equipment and ambulance care. Part C: It also costs an additional fee and is a combination of parts A and B. It's provided by private insurance companies as supplemental insurance. Part D: Helps pay for prescription drugs. Medicaid is designed to cover the cost of medical care for those below a certain income level who did not qualify for Medicare. Not all health care providers accept it, and the benefits can vary from state to state, but mesothelioma treatment can be obtained. Limitations Many health insurance plans have a broad network of providers that offer a variety of choices for your care. Others have narrower networks and choices are limited, which becomes a problem, but not a door closer. Mesothelioma presents a unique set of health insurance problems because it is so rare. Few medical professionals are familiar with it and comfortable treating it effectively. To get the best care, patients should locate a mesothelioma specialist, even when it means going outside the network – and meeting a higher deductible – to do it. Talk to your local oncologist or your primary care physician and explain your insistence to see a mesothelioma specialist. They can help facilitate the approval to go outside of network if necessary. Medicare and Medicaid patients who need to go outside their state will encounter additional hurdles, but they are not insurmountable. Get a Free Mesothelioma Guide Free information, books, wristbands and more for patients and caregivers. Get Your Free Guide Free Mesothelioma Packet What Happens When a Claim Is Denied? If a claim is denied by your insurance company or you are told your coverage doesn't include a particular mesothelioma specialist, don't stop there. Don't get discouraged. And don't take no for an answer. Be your own advocate. "A lot of times, people just give up when they are told no," said Missy Edmunds, medical outreach director and patient advocate at Asbestos.com. "But you can't give up. You re-submit the request. You go back to your doctor, and talk to him about it. We work with patients to help get them approved." Contact a patient advocate at Asbestos.com who can help you work through the process. They know the specialists who will help facilitate the process. It's not easy to navigate through the health insurance maze, but it's possible. Affordable Care Act The Affordable Care Act (ACA) went into effect in 2014 and made it easier for low-income families to acquire health insurance through government subsidies. It also set minimum health insurance standards that include cancer screenings, cancer treatment and follow-up care. The ACA ensures cancer patients participating in clinical trials will be covered. It also removes annual and lifetime maximums that insurance plans would pay for cancer patients. It prohibit insurance companies from dropping patients with life-threatening diseases like mesothelioma, and it allows patients with pre-existing conditions, like cancer, to obtain coverage with a health insurance plan. VA Benefits and Insurance Military veterans often are eligible for benefits under the U.S. Veterans Health Administration, a national network that includes Dr. Robert Cameron in Los Angeles and Dr. Abraham Lebenthal in Boston, two prominent mesothelioma specialists. Veterans account for an inordinate amount of mesothelioma patients. They are eligible to see mesothelioma specialists wherever they choose, provided their local doctor agrees. And their out-of-pocket expenses should be minimal in the VA system. Asbestos.com has a veteran's counselor who can help you work through the system and arrange travel grants to make it happen. Exposed to Asbestos in the Military? Learn more about benefits available to veterans affected by an asbestos-related illness. Get Help Now Insurance and Diagnostics Not only is mesothelioma difficult to treat, but it also is difficult to diagnose, which means multiple tests to confirm a diagnosis. mesothelioma   lawyer